We Underwrite Disability Income Protection on Most Occupations.
How much coverage can we underwrite?
| Maximum Issue & Participation Limits (monthly disability income limits) |
Issue Limit
(with one policy) |
Participation Limit
(with individual disability coverage only) |
Participation Limit
(with group LTD coverage) |
| Basic Benefit |
ADL
Rider |
Combined
Benefit
|
Basic
Benefit |
ADL
Rider |
Combined
Benefit |
Basic
Benefit |
ADL
Rider |
Combined
Benefit |
| 15,000 |
8,000 |
23,000 |
15,000 |
8,000 |
23,000 |
25,000 |
8,000 |
33,000 |
Click here to see physicians limits »
How much do you qualify for?
(approximate amount of monthly disability income benefit based upon your income)
|
| Your Annual Income |
Monthly Benefit |
*ADL Rider Benefit |
Combined Monthly Benefit |
|
40,000
|
2300
|
1033
|
333
|
|
50,000
|
2900
|
1267
|
4167
|
|
60,000
|
3300
|
1700
|
5000
|
|
70,000
|
3700
|
2133
|
5833
|
|
80,000
|
4100
|
2567
|
6667
|
|
90,000
|
4500
|
3000
|
7500
|
|
100,000
|
4800
|
3533
|
8333
|
|
110,000
|
5000
|
4167
|
9167
|
|
120,000
|
5350
|
4650
|
10000
|
|
130,000
|
5650
|
5183
|
10833
|
|
140,000
|
5850
|
5817
|
11667
|
|
150,000
|
6150
|
6350
|
12500
|
|
160,000
|
6600
|
6733
|
13333
|
|
170,000
|
7000
|
7167
|
14167
|
|
180,000
|
7300
|
7700
|
15000
|
|
190,000
|
7500
|
8000
|
15500
|
|
200,000
|
7900
|
8000
|
15900
|
|
210,000
|
8200
|
8000
|
16200
|
|
220,000
|
8400
|
8000
|
16400
|
|
230,000
|
8700
|
8000
|
16700
|
|
240,000
|
8900
|
8000
|
16900
|
|
250,000
|
9200
|
8000
|
17200
|
|
260,000
|
9400
|
8000
|
17400
|
|
270,000
|
9700
|
8000
|
17700
|
|
280,000
|
10000
|
8000
|
18000
|
|
290,000
|
10200
|
8000
|
18200
|
|
300,000
|
10500
|
8000
|
18500
|
|
310,000
|
10750
|
8000
|
18750
|
|
320,000
|
11000
|
8000
|
19000
|
|
330,000
|
11200
|
8000
|
19200
|
|
340,000
|
11400
|
8000
|
19400
|
|
350,000
|
11600
|
8000
|
19600
|
|
360,000
|
11800
|
8000
|
19800
|
|
370,000
|
12100
|
8000
|
20100
|
|
380,000
|
12400
|
8000
|
20400
|
|
390,000
|
12700
|
8000
|
20700
|
|
400,000
|
13000
|
8000
|
21000
|
|
410,000
|
13300
|
8000
|
21300
|
|
420,000
|
13600
|
8000
|
21600
|
|
430,000
|
13600
|
8000
|
21600
|
|
440,000
|
13600
|
8000
|
21600
|
|
450,000
|
13900
|
8000
|
21900
|
|
460,000
|
13900
|
8000
|
21900
|
|
470,000
|
14200
|
8000
|
22200
|
|
480,000
|
14200
|
8000
|
22200
|
|
490,000
|
14500
|
8000
|
22500
|
|
500,000
|
14500
|
8000
|
22500
|
Click here to learn more about the Activities of Daily Living Rider (ADL Rider) »
Other amounts available for higher incomes.
Amounts vary based upon occupation and state.
Click here to request a quote.
Click here to go to our main website and learn about all of our services.
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