Disability Insurance for Physicians & Medical Professionals
We Underwrite All Medical Occupations
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ESTABLISHED PHYSICIANS & PROFESSIONALS
Your income will determine the amount you qualify for.
| Maximum Monthly Benefit Issued (may vary by occupation and state) |
Issue Limit
(with one policy) |
Participation Limit
(with two policies) |
Participation Limit
(with two policies & group LTD coverage) |
| Basic Benefit |
ADL
Rider |
Combined
Benefit
|
Basic
Benefit |
ADL
Rider |
Combined
Benefit |
Basic
Benefit |
ADL
Rider |
Combined
Benefit |
| 10,000 |
8,000 |
18,000 |
15,000 |
8,000 |
23,000 |
20,000 |
8,000 |
28,000 |
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Click here to learn more about the Activities of Daily Living Rider (ADL Rider) »
Amounts vary based upon your medical specialty, age, and state.
MEDICAL STUDENTS
Still in school or post-graduate training?
We look at your Potential income rather than Current income.
Monthly Benefit Issued
$2,000 Fourth-year medical or osteopathic students
$1,500 Third-year medical or osteopathic students
$1,000 Final semester dental students
$1,000 Podiatry students
$1,000 Veterinary students
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PROFESSIONALS JUST ENTERING PRACTICE
Certain professionals just entering practice without a guaranteed income.
They can be considered for these amounts.
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Physicians and Osteopaths
Issue Limit
(first year practice) |
| Basic Benefit |
ADL Rider |
Combined Benefit |
| 4,500 |
2,000 |
6,500 |
Dentists
Issue Limit
(first year practice) |
| Basic Benefit |
ADL Rider |
Combined Benefit |
| 3,000 |
2,000 |
5,000 |
Veterinarians
Issue Limit
(first year practice) |
| Basic Benefit |
ADL Rider |
Combined Benefit |
| 2,500 |
2,000 |
4,000 |
Podiatrists
Issue Limit
(first year practice) |
| Basic Benefit |
ADL Rider |
Combined Benefit |
| 2,000 |
2,000 |
4,000 |
Business Overhead Expense - Disability Overhead Expense
Monthly Expense Benefit
(first year practice) |
| 10,000 (toward covered monthly business expenses) |
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Click here to find out more about Business Overhead Expense coverage »
Click here to learn more about the Activities of Daily Living Rider (ADL Rider) »
Higher Limits can be considered if starting practice with a guaranteed income.
Click here to learn more about the American Medical Association sponsored disability coverage »
Click here to request a quote.
Click here to go to our main website and learn about all of our services.
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